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Mortgage Applications Bounce Back in Late July as Rates Ease

Wooden house models with a green upward arrow on a blue background, symbolizing rising mortgage applications and housing market growth.

Mortgage applications rose 3.1% in late July 2025, ending a four-week decline, according to The World Property Journal. Falling interest rates encouraged both buyers and homeowners to return to the market, with refinancing up 5% and purchase applications gaining 2% for the week.

Fed May Cut Rates Twice This Year, Says Investment Expert

Magnifying glass focusing on rising interest rates chart.

According to CNBC, investment strategist Sam Stovall believes the Federal Reserve could cut interest rates twice before the end of 2025. With upcoming policy meetings in September and December, the Fed may respond to signs of a softening labor market and persistent inflation, offering potential relief for borrowers and new opportunities for investors.

The New Normal for Real Estate Commissions in 2025

Commission agreement document with pen, glasses, and coffee cup.

The 6% commission model is fading fast in 2025. Thanks to industry changes and smarter options like flat fee MLS listings, home sellers now have more control and can save thousands. Find out what’s replacing the old way of selling.

Portrait of Ralph Harvey on a landscape background
Ralph Harvey

Broker on Record

We can list in all MLS’s in Florida!

With 17+ years in real estate, Ralph is dedicated to enhancing the home-selling experience. Ranked among the top five realtors nationwide for most homes sold (2018–2020), his expertise drives List With Freedom’s success.

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